What To Do When You Get into a St. Louis Car Accident

The devastation that a car accident can leave behind is immeasurable. From fender benders to major accidents that cause bodily harm, to the tragedy of fatalities, they are an unfortunate possibility we all live with, especially on busy interstates such as I-64 and I-270. If you experience a car accident, it is natural to want to protect yourself to ensure both your medical and financial security. Here, you can find some guidance on what to do when you get into a St. Louis car accident.

About Bajric & Ramic Law Office

With over a decade of service to the people of St. Louis and the greater Missouri area, Bajric & Ramic Law Office offers comprehensive legal support to clients. We understand the devastation that personal injuries can cause to individuals, and believe in strong advocacy for our clients. Our holistic approach brings experienced counsel to help you navigate the complexities of personal injury litigation.

At-Fault Policy in Missouri

St. Louis car accident laws coincide with Missouri state law, which has a fault-based system. This means that a driver who is determined to have caused an accident is legally liable to pay for the damages involved. This includes vehicular, property, medical expenses, and lost wages that result from the accident. This system can make car accidents particularly contentious.

What to Do When You Get into a Car Accident

Car accidents are an unfortunate reality of everyday life. Over a recent four-year period in Missouri, fatalities related to car accidents have had an upward trend. If you find yourself in an accident, there are several things you should do:

• Contact medical services. If you or anyone is injured at the scene, contact medical personnel immediately to ensure the safety of yourself and everyone involved.
• Remain at the scene. Not only do you lose critical information for any legal claims you may pursue, but depending on the circumstances, your actions may be deemed a hit and run, and you could face legal consequences for leaving.
• File an accident report with the police. In the state of Missouri, any car accident with more than $500 worth of damage must, by law, have an accident report filed.
• Avoid assigning blame. State the facts of what happened as clearly and concisely as possible. An accurate police report is critical to protecting yourself and as evidence for any damage claims you may pursue.
• Collect evidence and maintain a record of events. It is critical to build as much of a record of what happened as possible. Things like photographs, video footage, and other digital records, as well as a handwritten account, are extremely important in preserving evidence.
• Be careful what you say. Do not discuss fault with the other motorists, police, or your insurance agency. Do not speak with the other driver’s insurance company, as anything you say may be used to establish your fault in the accident.Likewise, when speaking with your insurance company, do not discuss injuries or damages until official assessments have been made, and do not volunteer information. Insurance companies may use information provided to attempt to decrease or otherwise mitigate payouts for claims.

In addition to these steps, it is critical to contact a lawyer experienced in car accident claims. An able attorney can coordinate with insurance companies, utilizing relevant evidence to pursue claims and advocate on your behalf, to ensure you receive what you are entitled to.

Why Choose Us?

When you hire a car accident lawyer, you need someone with experience and a record of success in their field. At the Bajric & Ramic Law Office, we have worked for years with the people of St. Louis to ensure victims of car accidents receive the compensation they deserve. Our attorneys work tirelessly to pursue the interests of our clients, providing fierce advocacy and a meticulous approach to litigation.

FAQs

What Should You Do After Getting into a Car Accident in Missouri?

After an accident, you should first ensure your own safety by seeking any medical attention that may be necessary. Stay at the scene. You must file a police report if there is more than $500 in damages. In addition to collecting pictures and video evidence, you should likewise write down the events that occurred. Contact your insurance. Do not talk to the other person’s insurance company. Lastly, contact an experienced car accident attorney.

Should You Call the Other Party’s Insurance After a Car Accident?

When someone hits you, you should call your insurance company. You are under no obligation to contact the other party’s insurance company, and it is advisable that you do not speak to them. Speaking with another person’s insurance company may hurt any claims that you make, as they may use your words against you.

What Not to Say to an Insurance Company After a Car Accident?

There are several key things not to say to your insurance company after an accident. Insurance companies often use anything they can to either mitigate or decrease possible payouts. Do not admit fault of any kind. Only provide facts. If asked about injuries sustained, do not give any information until a medical examination is conducted.

What Traits Should a Good Car Accident Lawyer Have?

There are several traits a good car accident attorney should have. Extensive experience in car accident litigation is crucial. They should be adept at navigating the complex and layered regulations that surround personal injury cases, be able to negotiate with insurance companies competently, and understand what evidence is critical to successfully supporting a case.

Hire a Car Accident Lawyer

In St. Louis, there is an average of two cars per household. The sheer number of vehicles on the road creates a high possibility for car accidents. When this happens, it is important to be prepared with knowledge that can protect you from unfounded litigation and give you the tools to receive the compensation you are entitled to

At the Bajric & Ramic Law Office, we are prepared to stand by your side, to offer experienced counsel and help your litigation move forward towards an equitable solution. Contact us today to learn how we can help you.