Today’s topic is a recorded statement to the other driver’s insurance company. After a car accident, the other driver’s insurance company will get on the phone really fast and try to get you. To get on the record and tell them what happened.
They want to lock you in, and kind of try to use that statement against you really. The short answer to the question, whether or not you have to give a recorded statement to the other driver’s insurance company is no.
We always advise our clients not to do a recorded statement before we have to file a lawsuit. Before we enter the litigation phase of the case. Because people say things initially after a car accident, that they sometimes didn’t mean to say. It was the wrong thing, because some other facts come to light. Facts that they didn’t know about at the time when they’re giving the recorded statement.
My advice to our clients is always don’t do it before we start litigation. If we start litigation they’ll have plenty of opportunities to sit down with you. And ask any and all questions that they have related to the accident. What I do say to the adjuster if you trying to avoid litigation, hopefully, kind of get this resolve that’s a claim.
I asked the adjuster to send me the questions that they have in writing. Which gives us time to sit down with our clients and answer them in the comfort of our home. So our office, and so we don’t feel under the pressure when somebody is recording us live on the phone. So, again you don’t have to give a recorded statement to the other driver’s insurance company.
The one thing that may cause is to delay your claim for a little bit. But it’s better to delay than have it denied. Because of a recorded statement, and things that you didn’t want to say in the first. That the adjuster puts some words in your mouth and so on. It’ changes a little bit when we are dealing with the uninsured motorist claim. You dealing with your own insurance company, and according to their language in their policy. They say you have to cooperate with them.
Do you have to give a recorded statement to them, depends on the fact that circumstances fill try to get it done via written questions. And if it doesn’t work, if we see that are going to be some issues from their side we just file a lawsuit, and there you go, you can talk to our insurance on depositions.
If you have any questions regarding recorded statements at the insurance company, or if you have any questions regarding car accident, please don’t hesitate to give me a call at 314-352-6800. Thank you.
Bajric & Ramic Law Office
Nedim Ramic – Auto Accident Lawyer – Personal Injury Attorney
