No pay no play law in Missouri. If you operate a motor vehicle in the state of Missouri you are required by law to carry auto insurance on your vehicle.

No pay no play law in Missouri #

Failure to do so now has grater implications for uninsured drivers than ever before. If you drive in Missouri without auto insurance you may suffer from consequences of limited damages if you are injured through the faults of another driver.

Missouri is now a no pay no play state #

Missouri is now a no pay no play state. This means that if you are hurt in an accident anywhere in the state of Missouri. And you don’t have car insurance you may be limited from recovering fully from your injuries. Even if the other driver was 100% at fault. This law states that an uninsured motorist may not recover any non-economic damages stemming from an auto accident. This means that if you don’t have your own insurance coverage you are not entitled to any money damages for pain and suffering for your injuries. The only thing you will likely recover is to cost of your medical bills, property damages and lost wages. The law extends this further and limits recovery even if you don’t own your car.

Example #

If you borrow an uninsured vehicle from a friend. You may even know that the car you are borrowing is uninsured. If you are hit by another driver even if he is at fault you are still boarding from receiving compensation for your pain and suffering injuries. There are a few exceptions to this law, just like any other rule. To know whether this law or any of it’s exceptions apply to your car accident case, you should definitely contact Missouri personal injury lawyer about your case.

If you have any questions for me, please don’t hesitate to call the office at 314-352-6800. Thank you very much and you have a wonderful day.

Bajric & Ramic Law Office
Nedim Ramic – Auto Accident Lawyer – Personal Injury Attorney