Today topic is going to be why you should increase your uninsured motorist and underinsured motorist limits under your car insurance policy to $250k.

Example number 1 #

Our client gets hammered by an uninsured driver. He spent a few days at a hospital. The doctor saying that he may need neck surgery, which cost around $100k. You know, I just said the driver that hit him did not have insurance at all. We are forced to go under his car insurance policy. Unfortunately, his limits are the minimum ones. $25k. We got him that under his policy. That’s why you should increase your uninsured motorist policy to $250k. If he had that, he wouldn’t be titled to which would it made much easier for him to get over this life event.

Example number 2 #

Why you should have $250k in underinsurance motorist coverage. It’s a similar story. Our client gets hammered. By an underinsured driver, which mean that again our client spent a few days at a hospital. The doctor said that she needs to have neck surgery. That cost estimate about $150k. Unfortunately, the other driver only had $25k in coverage. The insurance company paid that out and we initially looked at his underinsured policy and he did not have it at all. I mean, she didn’t have it at all. The client was stuck with getting only $25k instead of $250k if she had that coverage.

Important #

Again, that is why is important for you. Go talk to your insurance agent. It is not that expensive to increase your uninsured and underinsured motorist policy limits to $250k. Do it today. Protect yourself. Protect your family.

If you have any question for me don’t hesitate to call me at 314-352-6800. Thank you very much, and have a good day.

Bajric & Ramic Law Office
Nedim Ramic – Auto Accident Lawyer – Personal Injury Attorney