Medical Problems & Solutions For Injuries And Accidents

There are many problems that occur after an accident or an injury, so we decided to make a collection of articles that talk about medical problems & solutions for injuries and accidents.

Let’s dive right in!

THE GAP IN MEDICAL TREATMENT AFTER A CAR ACCIDENT

There are two types of gaps in treatment. One is the gap between when you got in the accident, and when you first start treating for the injuries from that same accident.

For example

You were in a car accident today but you did not seek medical help until six months later. The other type of gap is when you did see a doctor for your injuries right after the accident. And then let serval months go by before you see him or her again. In a personal injury case, the insurance adjuster will be looking for ways to devalue your claim. If they see that there is a gap in medical treatment. They will try to use this as evidence that your injuries are not as severe as you’re claiming. That is why it is important not only to meet with your doctor regularly, but you should also keep a journal of your visits. Write down pain and suffering. – New or existing from the date of the onset, from the accident.

MEDICAID AND CAR ACCIDENT

A lot of our clients are Medicaid recipients, and unfortunately, they also get involved in a car accident. Then the question becomes, what’s going to happen to their medical bills?
If they hospitalized and our medical provider chooses to build Medicaid.

What is Medicaid?

Medicaid is basically state-sponsored health insurance for people that are really needed, that are disabled or they not financially yet to have their own private health insurance. So, Medicaid will in most instances pay those bills. However, it will then be entitled to a recovery of those medical bills, if you are successful in obtaining a settlement for your injuries from the at-fault party, or their car insurance company. It’s a straightforward process. We contact Medicaid or the third party people that negotiate on their behalf. They send us a number, and we have to pay them back.

MEDICARE AND CAR ACCIDENT CASES

We’re gonna talk a little bit about Medicare and car accident. So, a lot of our clients are Medicare recipients. And when they get involved in an accident, there’s some layer of complication because of Medicare.

What is Medicare?

Generally, Medicare is available to people 65 years and older. And a couple of subcategories would be people with disabilities and end-stage renal disease. So, let’s just assume is the elderly 65 years plus. So, when they get involved in a car accident. Then the hospital or their medical provider may elect to charge Medicare directly for the medical bills.
Generally speaking, Medicare will pay those bills. However, our client is then responsible to reimburse Medicare for those bills that they actually paid out. So, in a car accident, you’re basically entitled to your property damages, medical bills, pain and suffering.

MEDICAL LIENS IN CAR ACCIDENT CASES

We deal with medical liens on a daily basis.

What exactly is a medical lien?

Well, when you’ve been injured in a car accident, and you’ve been seen by a doctor or hospital, they know that you may have a settlement coming down the road, and in order to protect their rights to protect their bills, they sent out notices to you to insurance companies, to lawyers and establish a right to get some of that money back.

SUDDEN MEDICAL EMERGENCY DOCTRINE OR DEFENSE IN MISSOURI

I’ve come across this defence, this doctrine quite a few times in my practice. It’s called the sudden medical emergency defence, and it states that if the person who caused the car accident.

Suffered an unforeseen medical emergency, heart attack stroke seizure, etc. They cannot be legally held liable for those actions, because they could not control their actions and therefore they were not negligent.

MEDICAL EXPERTS IN CAR ACCIDENT CASES

Medical Experts are very important when it comes to car accident cases. They are not cheap by any means, but in most instances, they help us understand then pinpoint the injuries that clients suffered. And they can pinpoint causation our clients were injured through the negligence of another driver.

MEDICAL PAYMENTS COVERAGE AFTER CAR ACCIDENT

One of the most common injury cases that we handle here at the office is car accident cases, or truck accident cases, or motorcycle cases. And inevitably every time an accident happens, there are large amounts of medical bills that need to be covered. And if you have med-pay or medical payments coverage under your own policy, that is a good thing.

STRAIN OF MEDICAL BILLS AFTER A CAR ACCIDENT

One of the biggest issues that we deal with on behalf of our clients, or medical bills after a car accident.

They can be life-changing because those medical bills can go up pretty quickly, a couple of days stay at the hospital can be in the hundreds of thousands of dollars range and it’s scary. It is scary. A lot of my clients ask me well what are my options how can I get rid of this?

WHO IS GOING TO PAY FOR MY MEDICAL BILLS?

How to pay medical bills is one of the questions that I usually get from my clients that have been involved in a car accident.

And then they tell me:

‘Well, I have heard that the insurance company for the other driver will pay all of my medical bills and they have to pay them as they come.’

Well, that’s not entirely true.