After you are in a rideshare accident, check yourself and others for injuries. You should call the police, even if nobody is visibly injured because this will create an official record of the incident. Collect everyone’s contact and insurance information and take photos and videos of the accident scene. Even if you feel fine, you should seek medical attention to establish a medical record. Then, contact a rideshare accident attorney.
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St. Louis Rideshare Accident Lawyer
St. Louis Rideshare Accident Attorney
Rideshare drivers are often under pressure to complete as many trips as possible, navigating busy streets while juggling route changes and passenger requests. These pressures can mean running red lights or failing to follow traffic signs. If you’ve been injured in a rideshare accident, you need a St. Louis rideshare accident lawyer to recover the compensation you deserve.
How Does Rideshare Insurance Work After an Accident?
Unlike typical car insurance, rideshare insurance works on a tiered system. Coverage hinges on the driver’s status at the time of the accident.
When the driver is offline, their personal auto insurance is the only active policy. When they are logged in and awaiting a ride request, drivers are generally covered by the rideshare company’s insurance. Companies like Uber and Lyft typically provide liability insurance during this period.
Once a ride is accepted or a passenger is in the vehicle, the rideshare company’s insurance coverage will significantly increase and cover uninsured/underinsured motorists as well.
Still, obtaining fair compensation after a rideshare accident can be complex. Disagreements between insurance providers about which policy is responsible for covering damages are a common occurrence. A knowledgeable attorney can navigate these complexities while fighting on your behalf for fair compensation.
Compensation After a St. Louis Rideshare Accident
The compensation a person can obtain after a rideshare accident depends on the specifics of the accident. Potential damages that could be recovered include:
- Current and future medical costs
- Current and future lost income
- Physical pain and suffering
- Emotional distress and mental anguish
- Scarring or disfigurement
- Reduced quality of life
- Loss of companionship
- Property damage
What to Do If You Have Been Injured in a Rideshare Accident
If you have been hurt in a rideshare accident in St. Louis, there are several essential measures you can take These can safeguard your ability to seek compensation for your injuries and losses.
First, you should call the police and report the accident. Establishing police records about the accident is important, as is making sure everyone involved receives medical care. If you were using Uber or Lyft, report the accident on the app.
You should document everything, including:
- Medical records and bills
- Receipts
- Pay stubs
- Vehicle repair estimates
- Accident scene photos and videos
- Contact information for any witnesses
You should then consult a rideshare accident attorney. They can explain your rights, handle the complexities of rideshare insurance policies, and fight for your fair compensation. They can also provide advice on what to do and what not to do, along with making sure you know your legal options.
How a Rideshare Accident Lawyer Can Help You
At Bajric & Ramic Law Office, our legal team is dedicated to supporting those injured in rideshare accidents. We understand how frustrating and overwhelming an accident can be, and a lawyer can reduce that stress while giving you the space to heal.
A rideshare attorney can:
- Act as your advocate in discussions with insurance providers
- Protect you from potentially receiving less than you deserve.
- Be a supportive advocate for you during an especially emotional time.
- Make sure all deadlines are met and that all the necessary paperwork and filings are completed.
- Offer clear, unbiased guidance about your case and legal options.
- Investigate the situation and gather evidence to build a strong case and prove liability.
- Comprehensively assess your losses, including all the future expenses you may experience.
- Represent you in court if you need to file a personal injury claim.
- Work diligently to secure the complete and appropriate compensation you deserve.
Is It Worth It to Hire a Rideshare Accident Lawyer?
Yes, it is worth hiring a lawyer after a rideshare accident, as establishing fault can be more confusing and complex than in typical car accidents. Multiple parties could be involved, including the rideshare driver, the company, and others. Determining who is found at fault can also determine the types of compensation you could recover, so having an experienced and knowledgeable lawyer on your side can improve your ability to seek equitable compensation.
What Compensation Could I Recover?
If you’re injured in a rideshare accident, you could recover:
- Medical expenses
- Rehabilitation costs
- Future care costs if your injuries resulted in long-term disabilities
- Lost income due to time off work for recovery
- Reduced earning potential
You could also recover damages for non-quantifiable losses, including diminished quality of life and pain and suffering.
How Long Do I Have to File a Claim in Missouri?
In Missouri, you generally have five years from the day the injury occurred to pursue a personal injury claim. There are exceptions, including the discovery rule, which sets the statute of limitations to the date when the injury was discovered or should have reasonably been discovered. If the injured was a minor at the time of the accident, the statute of limitations begins on their 18th birthday.
Do Rideshare Companies Provide Compensation for Accidents?
Rideshare companies do provide compensation for accidents through their insurance coverage, which will include extensive liability and uninsured/underinsured motorist coverage. This compensation will only be for tangible losses, like property damage, medical costs, and loss of income. To file a personal injury claim and recover additional compensation, your legal team will need to prove that the company’s negligence caused your injuries.
Contact Our St. Louis Rideshare Attorneys
If you have been hurt in a rideshare accident, you deserve a skilled legal team who can pursue the compensation you need. Contact Bajric & Ramic Law Office today for a consultation.
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