Our Car Accident Resources Collection

During the past few years we did our best to give you the best and most useful information for your case. The idea was to create a knowledge base that will be split in categories. We developed 3 main categories up until now: Personal injury, Car accident and ”Other”.

Today we’ll mention some of the articles from our Car Accident knowledge base category. The goal is to provide you many paths so that you can access our car accident resources collection.

HOW CAN I PROVE THAT THE OTHER DRIVER WAS TEXTING AND DRIVING?

Can you prove someone was texting and driving when the car accident occurs?

Yes. It is extremely difficult.

You can petition to have a cell phone records used in your case in order to prove that another driver was texting while driving. Specifically at the time that the accident occurred. They would need to be subpoena through the court system. However, in most instances, it will be difficult to prove that, at the exact time when the accident occured, the negligent driver was texting and driving.

WHAT IS A DEPOSITION IN A CAR ACCIDENT CASE?

Today’s topic is going to be deposition in a car accident case lawsuit. Depositions are part of the discovery phase in a lawsuit. The lawsuit is commenced once we file a petition and the second phase of the lawsuit is usually discovery. The first phase of in the discovery is written in derogatories and then usually the second phase is the depositions.

MOTORCYCLE LAW IN MISSOURI

Today’s topic is actually going to be motorcycle law and accidents in the state of Missouri. We do mostly car accidents here at the office, but we also handle motorcycle accidents which are very similar but yet different from car accidents.

STRUCK BY A HIT AND RUN DRIVER AS A PEDESTRIAN

Today’s topic is going to be whether or not you are covered under your own uninsured motorist policy if you are struck by another vehicle that is either left the scene or uninsured and you were the pedestrian.

Unfortunately, these things happen, and I’ve handled quite a few pedestrians related accident cases. The question is always, and a lot of people don’t even know that your uninsured motorist coverage under your own policy covers you, and in most instances your immediate family, if you are injured as a pedestrian.

PHANTOM VEHICLE LAW IN MISSOURI

Today’s topic is an interesting one, and it is phantom vehicle law here in Missouri. Nothing is, I want to say nothing is worst, but few things are worst than being involved in a car accident. And one of those situations can be if the other vehicle actually leaves the scene of the accident.

Another point can be, that vehicle never really touched your vehicle. But kind like pushed you out of the road by entering into your lane on the highway. I had one of those. Or the vehicle enters your roadway, coming from the opposite direction. And you are forced to swerve to avoid that vehicle and then you hit a tree. Had a case like that as well.

Am I and then people are actually worried that the insurance companies not going to cover because no other vehicle touched your vehicle and just looks like you ran off the road and hit a tree.

INJURED ON THE JOB IN A CAR ACCIDENT

We come across this situation quite often actually. Let’s assume, you are on the job. And you are driving from scene to scene and you get involved in the car accident and injured on the job.

THINGS YOU NEED TO DO AFTER A CAR ACCIDENT

About 6 million car accidents occur in the US annually. Most of them are only property damages. But one in three actually do cause personal injuries.
It is important to know, what to do as soon as the accident happens so you are prepared. Obviously, you are hoping that it never happens to you. Unfortunately, we deal with a car accident here in the office. And they happen, it is what it is and these are thing you need to do.

HOW MUCH DOES INSURANCE GO UP AFTER AN ACCIDENT?

Probably, a better person to answer this question would be your insurance agent.
However, trough my experience with these car accidents, pretty sure I can talk about it cause I’ve seen it all.
What we have got to, kind of differentiate is at fault, meaning you cause the accident, it was your fault vs not-at-fault accident.
Meaning somebody else causes the accident yet you are running it through your own insurance company. Generally speaking, car insurance rates go up about 30-31% on average nationally after one at-fault accident with more than $2000 in damages or $450 per year. It is just a little bit more for al fault accident with bodily injury involved.

CAR ACCIDENT AND POLICE REPORTS

Today’s topic is going to be car accidents and police reports. Even if you’ve never been in a car accident before, you may have heard of a police report.

It’s actually a report generated by a police officer who shows up at the scene of an accident.
In the same, he’s going to have some facts, date, time, location of the accident, and sone of his opinion asked what happen in the accident.

INJURED IN AN UBER OR LYFT VEHICLE

If you are rear-ended as a passenger in an uber or lyft vehicle, then obviously if the vehicle that caused the accident, the one behind you did have insurance, then their insurance is gonna kick in and cover all of your damages, if they had enough coverage.

WHAT IF I HAVE BEEN INJURED BY A DRUNK DRIVER

Basically the steps are almost all the same, except when it comes to damages, there’s an extra aspect to it.
Those claims or lawsuits are usually worth a little bit more money, while I say a little bit, probably a lot more than your standard car accident.

Let’s assume you get rear-ended by a drunk driver, so, you are still entitled to get property damages paid by either his or her insurance company if they had it at the time of the collision, or your underinsured motorist coverage if they were not insured at the time of this collision. So, back to your damages.

ERISA LAW AND CAR ACCIDENTS

ederal law preempts state law and there is it’s called ERISA Law and Car Accidents . Employee Retirement Income Security Act, basically, a federal law that governs these health insurance plans, and sometimes they are allowed to be reimbursed from your car accident settlement.

It’s very important to really figure out if they have those reimbursement rights. Because sometimes they will claim to have them, then when you look at their plan language and it’s clear as day that they’re not.

So, it’s very important to figure out if the plan is actually self-funded. And, there’s a couple of ways to go about doing it, so if the plan is provided by your employer or your spouse’s employer and you’re covered by that plan, you have to look a little bit deeper. However, if you get that plan from a private place, so you get it from a broker, most likely or in most instances is not self-funded and they don’t have a reimbursement right.

LOSS OF USE CLAIM AFTER A CAR ACCIDENT

An example of this is if you have been damaged after a car accident by the truck, van or car you use for work. The answer to that question is that you are entitled to insurance compensation from your insurance company. Example: If you make $ 4,000 a week by driving a van and unable to drive for two weeks, that would be $ 8,000. The law requires us to reduce our loss as much as we can. If you can rent a van for $ 1,000 for a week. And you continue working for the next two weeks and earn $ 8,000. Then your damage is not $ 8,000 but $ 2000. Which you had to pay for the van to rent it.

CAN I KEEP A CAR EVEN IF IT IS TOTAL LOSS?

The answer is yes, you can keep a car even ti’s total loss. However, you will not receive full value for it. Basically, the insurance company will keep, retain the salvage value of the vehicle. What is that mean? Let’s assume, you are rear-ended, and the car is a total loss. The insurance company comes looks at it and said, the value of your car is $10.000. However, you’ll ask them can I keep the vehicle? and they said, sure, however, we’ll only give you $9000, and you are like, wow, why is that the case? Even a total loss vehicle, a salvage vehicle had some value. If they took it to the scrapyard, they will get $1000 for it.

PROPERTY DAMAGE AFTER A CAR ACCIDENT

That is one of the first things that will get resolved, once you’ve been involved in a car accident. There are few things to consider when it comes to property damage after a car accident. The insurance company for the at-fault driver, they’ll usually reimburse you for the reasonable value of that same vehicle.

MEDICAL EXPERTS IN CAR ACCIDENT CASES

Medical Experts are very important when it comes to car accident cases. They are not cheap by any means, but in most instances, they help us understand then pinpoint the injuries that clients suffered. And they can pinpoint causation our clients were injured through the negligence of another driver.

THE ACCIDENT SCENE – WHAT YOU SHOULD AND SHOULDN’T DO?

After a car accident, most people are shaken up and are not thinking clearly. Obviously, if you are,  here is not a whole lot you can do but seek the necessary emergency medical care.

However, you should attempt to gather important information at the accident scene.

HOW CAR ACCIDENT CLAIMS WORK?

If you’re making a vehicle damage claim or a claim for injury, here’s how to get the most from your settlement.

If you have been involved in a car accident, you may be wondering how to best proceed with settling a vehicle damage or injury claim against the other driver. So you can put the accident behind you and get on with your life. In this article, we’ll offer some tips on the best strategy for setting a car accident claim.

WILL CAR ACCIDENT AFFECT INSURANCE RATES?

Once the dust settles after a car accident, you may wonder how it’ll affect your car insurance rates. Every situation is unique. We’ll give you a better understanding of when and why your premium may or may not go up.

WHAT TO DO WHEN A CAR ACCIDENT IS NOT YOUR FAULT?

A car accident can happen anyone at any time: Going to work, hold a warm cup of coffee in one hand. Suddenly you hear creaking of steel as your neck jerks back and forth. But it’s not your fault.

The driver behind you hit the back of your car, possibly while checking or writing a text message, or while changing radio stations.

A car accident is not your fault, but you still have one more item on your schedule.

What should you do?

A traffic accident has never been pleasant, but the following information will help you achieve the best possible outcome.

DIFFERENCE BETWEEN CAR ACCIDENT AND COLLISION?!

The short answer: No. A car accident and collision aren’t the same.

Collision implies there’s no one to blame whereas accident can imply that someone is at fault.

This is a bit subjective though and it really depends on who you talk to.

It may just seem like a grammatical issue or maybe even a personal vocabulary preference, but the way you use the words carries a lot of weight in your insurance case.

CAN I GET A LOSS OF USE FROM MY VEHICLE IF IT IS DAMAGED IN A CAR ACCIDENT?

An example of this loss of use is if you have been damaged after a car accident by the truck, van or car you use for work.

The answer is that you are entitled to insurance compensation from your insurance company.

WHAT ABOUT PROPERTY DAMAGE AFTER A CAR ACCIDENT?

That is one of the first things that will get resolved. There are few things to consider when it comes about property damage aspect.

The insurance company for the at-fault driver, they’ll usually reimburse you for the reasonable value of that same vehicle.